Underwriter jobs

Key responsibilities include

• Underwriting complex Transporters and Logistic and Motor Traders risks within delegated authority.
• Managing technical referrals and underwriting decisions.
• Monitoring Fleets and Aggregate Motor Policies.
• Reviewing survey reports and recommending risk mitigation measures.
• Supporting reinsurance referrals and placements where required.
• Providing technical input on policy wording and claims interpretation.
• Coaching and mentoring junior underwriting staff.
• Contributing to profitable growth while maintaining underwriting quality and service standards.

Key Tasks & Accountabilities

• Achieve underwriting profitability through the assessment and acceptance of medium to highly complex risks.
• Support business growth and retention objectives.
• Contribute to product and proposition development.
• Deliver quality service to internal and external stakeholders.
• Collaborate effectively across teams and functions.

Qualifications & Experience

• Grade 12.
• Minimum 5 years' underwriting experience, preferably in commercial underwriting.
• FAIS compliant (minimum 60 credits).
• Regulatory Examination (RE) qualification.
• Minimum NQF Level 6 in insurance preferable

Knowledge

• Sound understanding of the South African insurance and reinsurance market.
• Knowledge of underwriting performance management at policy and portfolio level.
• Understanding of relevant legislative and regulatory requirements.
• Advanced knowledge of underwriting principles and risk assessment.
• Strong commercial and financial acumen.

Skills

• Specialist underwriting expertise in Motor Traders risks, including vehicle stock, demonstration vehicles, road risks, premises exposure, liability, and related commercial motor risks, motor fleets and aggregate motor policies.
• Ability to assess complex risks and make sound underwriting decisions within delegated authority.
• Ability to interpret survey reports and implement appropriate risk improvement measures.
• Experience applying underwriting terms, conditions, warranties, endorsements, and deductibles.
• Understanding of reinsurance principles and referral requirements.
• Ability to manage technical referrals and prepare well-supported underwriting recommendations.
• Experience providing technical input on policy wording and claims interpretation.
• Strong coaching and mentoring skills.
• Strong analytical, numerical, and problem-solving abilities.
• Excellent communication and relationship management skills.
• Proficient computer skills, including Excel.
• Ability to work independently and manage priorities effectively.

Attributes

• Technical expertise.
• Sound judgement and decision-making.
• Accountability and ownership.
• Attention to detail.
• Customer focus.
• Commercial awareness.
• Commitment to excellence.
• Strong stakeholder engagement and influence.
• Coaching and knowledge-sharing mindset.
• Self-management and resilience.
• Commitment to diversity and talent development.

Closing date :15 September 2028