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Investment Officer X2 (Corporate Finance and Lending ROA)
Investment Officer X2 (Corporate Finance and Lending ROA)
Job details
Full job description
Job Description
The purpose of the Investment Officer role is to support the generation of deal flow and build a strong pipeline of prospective projects for development financing. This role is also responsible for structuring deals, as well as appraising, negotiating, and closing Project Finance, Corporate Finance, or Structured Finance transactions.
Key Responsibilities
KEY PERFORMANCE AREAS
Investment and Loan Transactions
- Originate, identify, structure and execute infrastructure investment opportunities in key strategic sectors/investment themes.
- Perform detailed analysis of investment opportunities, including commercial analysis, financial modelling and risk and institutional analysis.
- Negotiate and review transaction agreements (including finance agreements) and project documents.
- Facilitate deal closure by taking responsibility for optimal financial, institutional and legal structuring.
- Provide innovative and flexible financial structures for complex transactions.
- Prepare Investment Committee and Board papers on investment opportunities for consideration by management and committees (including the Board).
- Manage relationships at various levels with the relevant project stakeholders, partners, and lead promoters, in accordance with the project’s development objectives.
- Identify and report growth opportunities to enhance market presence and implement structured and targeted marketing strategies to promote services.
Transaction Execution and Credit Approval
- Collaborate with the Treasury, Legal, Credit and Loan Administration teams to structure and negotiate detailed term sheets, ensuring transaction approval.
- Secure internal approvals and lead or participate actively in closing transactions through successful negotiations.
- Manage the credit approval process from early review to final decision by the relevant committees.
- Review proposals submitted to approval committees to ensure they are well-structured and documented for informed decision-making.
- Resolve potential constraints in the lending value chain in collaboration with the Head of Transacting.
- Implement risk management procedures across continent-wide financing functions, ensuring investment risks are appropriately structured and mitigated during operations.
- Capture and apply learning opportunities post-transaction to drive continuous improvement and successful deal delivery.
Relationship Management and Business Development
- Build and maintain strong relationships with clients, global and regional private businesses, banking and multilateral partners and government officials to further develop specific investment opportunities.
- Undertake business development in the rest of Sub-Saharan Africa and position DBSA as the preferred lender/investor/partner.
- Ensure continuous communication with DBSA-funded project clients to support the division’s monitoring function.
- Undertake other tasks as assigned by the line manager, from time to time.
Key Measurements of Outputs (*The list is not exhaustive)
- Number of transactions that are committed for DBSA funding to black-owned entities (50% shareholding and above) and fund managers.
- Quality of signed agreements/mandates.
- Clients and Stakeholders' service rating.
- Number and quality of early review reports (ERR’s) submitted.
- Revenue performance in terms of interest income and fees generated.
- Percentage of the loan book in priority geographies and sectors.
- Annual disbursements, commitments and approvals.
- Management of relationships with new/ existing clients.
Expertise & Technical Competencies
QUALIFICATIONS & EXPERIENCE
Minimum Requirements
- A Bachelors Degree in Business or Finance or Engineering, or Economics or Actuarial Science.
Minimum Experience
- A minimum of 3-5 years’ experience in appraising, negotiating and closing project finance, corporate finance, or structured finance transactions in a financial institution.
- Experience in working on investment projects through an established approval process.
- Experience in successful investment, appraisal, analysis and implementation is required.
- Experience in executing infrastructure transactions in Africa is a requirement.
- Demonstrable track record of originating, structuring and closing infrastructure transactions.
- Understanding of the types of agreements/contracts typically used in corporate finance and/or limited recourse project finance.
- Demonstrated ability to structure a variety of complex financial instruments (debt and equity) and analyse financial models.
- Capacity to deal with conflicting priorities and deliver high-quality work on schedule; ability to work successfully in multicultural teams and across boundaries.
- Commitment to ethical standards and to sustainable development with sensitivity to social and environmental challenges.
- Outstanding interpersonal, diplomatic and partnership skills required for building and maintaining collaborative relationships with key stakeholders.
TECHNICAL COMPETENCIES
a) Solution Focus
- Identifies broad, highly complex problems based on a multitude of factors, many of which are complex and sweeping in nature, difficult to define and often contradictory.
- Creates procedures to articulate the nature of problems and to identify and weigh alternate solutions.
- Evaluates the effectiveness of solutions using approaches tailored to the situation.
Deal Structuring
- Uses credit enhancement techniques to structure deals and optimise pricing in terms of Basel principles.
- Has an in-depth and practical understanding of how to optimise the Capital Structure, collateral package, and debt repayment profile.
- Interrogates financial models, including those with a high degree of complexity, to develop an optimal structure.
- Identifies complex structural issues that need escalation and proposes appropriate bankable structures.
- Demonstrates knowledge of advanced structuring, including the use of derivatives, syndicated loans, synthetic loans, securitisations, inflation-linked debt, credit default swaps and subordinated debt.
- Prepares specialised or tailored reports relating to new innovative instruments, gathers information from a variety of sources, analyse and include in a report for new product approval committees.
- Compiles comprehensive specialist reports as required for inclusion in credit committee submissions.
Financial Analysis
- Serves as subject matter expert.
- Evaluates and determines fiscal, operational, and service impacts; analyses and evaluates legislation; and implements and evaluates statistical models in their subject areas.
- Demonstrates in-depth technical and administrative knowledge of the rules and regulations in the subject area and to defend analyses, testimony, and recommendations relating to a variety of issues before management and commissions.
Financial Acumen
- Makes sound financial decisions after having analysed their impacts on the organisation, partner agencies, and community.
- Effectively prepares budgetary submissions and forecasts for own department.
- Knows the internal and external factors that impact resource and asset availability.
- Can interpret management account reports in an operational/commercial context and take action as appropriate to maximise revenues and control costs.
Attention to detail
- Quickly identifies relevant and irrelevant information to support accurate decision making.
- Maps out all the logistics and details of a situation to ensure smooth and flawless implementation.
- Consistently identifies all relevant details that are not obvious in complex situations.
- Requires the highest standards for accuracy and quality for their work.
- Establishes processes to ensure accuracy and quality of services delivered by the team.
Communication and Reporting
- Able to communicate complex problems or concepts by making them simple and understandable for others.
- Adapts language to the level of the audience to ensure that the message has a positive impact and is interesting to the audience.
- Is articulate, demonstrates a wide range of vocabulary, and is confident when talking to large/high-level audiences.
- Designs / customises reports to meet user needs.
- Prepares complex or tailored reports, gathers information from a variety of sources, analyses and includes in a report.
- Keeps standard reports under review and proposes improvements to meet user needs.
Financial Analysis
- Basic general knowledge of applicable statutes, regulations, entity/company practices and concepts.
- Interprets and applies laws and regulations, analyses information and evaluates the impact of policies/procedures and practices.
- Accumulates data; summarises information into pertinent, understandable, and presentable form; discerns valid from invalid comparisons of data; and seeks an explanation for variations in the data.
- Initiates and maintains working relationships with stakeholders.
Data Collection and Analysis
- Based on knowledge of the reasons behind the analysis, can define the most appropriate means of data collection.
- Is able to develop formats for data collection.
- Is able to define the most appropriate internal and external data/information sources.
- Identifies key facts in an array of data, recognises when pertinent facts are incorrect, missing, or require supplementation or verification.
- Breaks down data into parts to understand the nature and relationship of the parts.
- Has a broad knowledge of statistical data-handling techniques.
Can undertake more comprehensive analysis of data/information, but is not required to conclude.
Presentation Skills
- Understands how to present objectives in a compelling manner and maintain the interest of the audience.
- Knows how to deliver presentations appropriately (e.g. maintaining eye contact, the appropriate use of hand gestures, etc.) and at the correct pace.
- Knows how to clarify and confirm people’s feelings, concerns and needs.
Required Personal Attributes
BEHAVIOURAL COMPETENCIES
Customer Service Orientation
- Tries to understand the underlying needs of customers and matches these needs to available or customised products and services.
- Adapts processes and procedures to meet ongoing customer needs.
- Utilises the feedback received by customers, in order to develop new and/or improve existing services/ products that relate to their
ongoing needs. - Thinks of new ways to align DBSA’s offerings with future customer needs.
Self-Awareness and Self-Control
- Withholds effects of strong emotions in difficult situations.
- Keeps functioning or responds constructively despite stress.
- May apply special techniques or plan ahead of time to manage emotions or stress.
Strategic and Innovative Thinking
- Experiments with new approaches, tests scenarios, questions assumptions and challenges conventional thinking.
- Creates new concepts that are not obvious to others, leveraging internal and external sources of information, to build incremental revenue and growth opportunities.
Driving Delivery of Results
- Sets challenging goals that will have a significant impact on the business or support the organisational strategy.
- Commits significant resources and/or time to ensure that challenging goals are achieved, while also taking action to mitigate risk.
Organisational Awareness
- Recognises unspoken organisational limitations, what is and is not possible at certain times or in certain positions.
- Recognises and/or uses the corporate culture (language, etc.) that will produce the best response.
- Recognises and/or uses ongoing power and political relationships within the organisation (alliances, rivalries) with a clear sense of organisational impact.
Impact and Influence
- Adapts a presentation or discussion to appeal to the interests and level of others.
- Anticipates and prepares for others’ reactions.
Teamwork and Cooperation
- Acts to promote a friendly climate and good morale and resolves conflicts.
- Creates opportunities for cross-functional working.
- Encourages others to network outside of their own team/department and learn from their experience.